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Credit score 620+
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Gross income ≥ $6,600/month — at least 3× the monthly rent
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12+ months of verifiable income — employment, self-employment, or other documented source
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Debt-to-income ratio ≤ 40% of gross monthly income
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Positive landlord references — no eviction history
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$4,400 available at move-in — first month's rent plus security deposit (pet deposit additional if applicable)
